StellarBack is rewards infrastructure built to turn loyalty into real, portable value: branded points or cashback that customers own, with no app to download and no crypto for them to understand. It runs on Stellar testnet today.
💛 Designed to feel like points and work like money.
Status: Running on Stellar testnet, with a recorded demo. No mainnet issuance until a custody legal opinion clears. Built by Paygent Labs.
Built to settle on the Stellar network — as your own branded points or as dollar cashback
Already run a loyalty program? StellarBack is built to migrate it and keep your brand: the same point names your customers know. Branded-points migration has run on Stellar testnet.
Traditional loyalty locks value on your books until it expires. StellarBack is designed to give customers something real, and a reason to come back.
Points are a branded asset in the customer's account on the Stellar ledger, not an entry that quietly expires. Within a program, the gateway already moves them between members on testnet; moving them across programs is designed for later.
No wallets, seed phrases, or gas for the customer: the gateway creates and holds the accounts, so it looks like a normal rewards balance. Taking it to self-custody is designed and waits on a custody legal opinion.
In the testnet demo, a card charge becomes points in seconds, backed by a mint on the ledger. Stellar's sub-cent fees, with pooled and muxed accounts, are meant to make the $4.00 coffee worth rewarding.
Earning and redemption rules are configuration, not code. Today the testnet system applies the base earning rate only. Funding from your existing processor through Paydapter is on the roadmap.
StellarBack is designed to be the rewards balance an AI shopping agent such as Paygent applies at checkout, through Paygent's pluggable wallet interface.
The StellarBack gateway mints only against a signed earn attestation that it verifies itself, so forged and replayed earn requests are refused and mint nothing. Every mint and burn is recorded on the Stellar ledger. Attribution of credit for a sale is on the roadmap.
The StellarBack column describes the product as designed. Today it runs on Stellar testnet.
Choose how much to give and on what, as configuration in your brand.
An eligible card charge becomes points automatically, backed by a mint on the ledger. Shown in the recorded demo on Stellar testnet.
Redeemed points go back to the issuer and are burned on the ledger. Redemption burns have settled on Stellar testnet, and the recorded demo shows one.
We are looking for a first design partner among banks, platforms and loyalty programs ahead of a mainnet launch. We will take you through the testnet system live.